VISA DEBIT CARD

Our VISA combo card is a debit card and ATM card. The debit card side is also known as a "Plastic check" in that it works like a check, because it uses only what you have available in your share draft (checking) account. However, it looks just like a credit card and may be used any place that displays a VISA logo. The merchants do not know that you are using your own funds, to them it looks and acts just like a credit card.

The ATM side of the card allows you to withdraw cash at an Automatic Teller Machine from your savings account or your checking account, transfer funds from one to the other and inquire on the balances of either account. This is a wonderful product - great for students! Call for more details.

No more standing in line writing checks and providing ID. Just use your Combo Card (Debit) and you are on your way.

SHARE DRAFT CHECKING ACCOUNTS

* There are no minimum balance requirements.

* There are no monthly service fees.

* Direct deposit of your paycheck, social security check or retirement check is available. For overdraft protection we provide You will have automatic share transfers to cover an overdraft. If you have shares (savings) available over the total amount of your loan payments, the computer will automatically transfer the amount needed to cover an overdraft. (There is a $1 transfer fee for this service.)

* You may call or come into the office and transfer funds to checking from shares (savings) at no charge.

* You may call or come in to make loan payments (if not already set up for our convenient payroll deduction .)

* There is no charge for balance inquiry.

* Checks are truncated (meaning you will not receive the cancelled checks back).

     See CU for disclosures or click here for our fee schedule!