TERM SHARE CERTIFICATES (TSC)

6 MONTH CERTIFICATE

Dividend Rate - 1.14%

Annual Percentage Yield - 1.15%

1 YEAR CERTIFICATE

Dividend Rate - 1.24%

Annual Percentage Yield - 1.25%

Special Rules Apply [Click here for details]

 

SAVINGS ACCOUNT INTEREST RATES (effective 7/1/09)

Account Balance	Interest Rate Earned
Under 5.01	No Dividends
$5.01 to $4,999.99	0.60 %
$5,000 to $9,999.99	0.75 %
$10,000 to $19,999.99	0.90 %
$20,000 and over	1.05 %